[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sabisro.cz\/nebojte-se-jit-si-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.sabisro.cz\/nebojte-se-jit-si-pujcit\/","headline":"Nebojte se j\u00edt si p\u016fj\u010dit","name":"Nebojte se j\u00edt si p\u016fj\u010dit","description":"Kdy\u017e m\u00e1 soukrom\u00fd podnikatel n\u00edzk\u00e9 p\u0159\u00edjmy a logicky i n\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, ned\u011bl\u00e1 si moc velk\u00e9 iluze, \u017ee by mu n\u011bkde p\u016fj\u010dili hromadu pen\u011bz. A pokud m\u00e1 doty\u010dn\u00fd zku\u0161enosti jenom s bankami, nen\u00ed se mu vlastn\u011b ani co divit. Proto\u017ee jsou to pr\u00e1v\u011b banky, je\u017e si kladou takov\u00e9 podm\u00ednky, \u017ee jim \u010dlov\u011bk, jen\u017e se pr\u00e1v\u011b […]","datePublished":"2019-09-14","dateModified":"2023-05-31","author":{"@type":"Person","@id":"https:\/\/www.sabisro.cz\/author\/#Person","name":"","url":"https:\/\/www.sabisro.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4a71ad3e3da672fdab00dac6e0f7e744f8cb217202b101d0ffab0cf07645e95c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4a71ad3e3da672fdab00dac6e0f7e744f8cb217202b101d0ffab0cf07645e95c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sabisro.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sabisro.cz\/wp-content\/uploads\/img_a346573_w1710_t1560931141.jpg","url":"https:\/\/www.sabisro.cz\/wp-content\/uploads\/img_a346573_w1710_t1560931141.jpg","height":0,"width":0},"url":"https:\/\/www.sabisro.cz\/nebojte-se-jit-si-pujcit\/","about":["Internet"],"wordCount":459,"articleBody":"      Kdy\u017e m\u00e1 soukrom\u00fd podnikatel n\u00edzk\u00e9 p\u0159\u00edjmy a logicky i n\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, ned\u011bl\u00e1 si moc velk\u00e9 iluze, \u017ee by mu n\u011bkde p\u016fj\u010dili hromadu pen\u011bz. A pokud m\u00e1 doty\u010dn\u00fd zku\u0161enosti jenom s bankami, nen\u00ed se mu vlastn\u011b ani co divit. Proto\u017ee jsou to pr\u00e1v\u011b banky, je\u017e si kladou takov\u00e9 podm\u00ednky, \u017ee jim \u010dlov\u011bk, jen\u017e se pr\u00e1v\u011b ocitl v t\u00edsni, nedok\u00e1\u017ee vyhov\u011bt, ani kdyby se sna\u017eil sebev\u00edc a byl coby \u010dlov\u011bk nejlep\u0161\u00ed z nejlep\u0161\u00edch.Ov\u0161em neexistuj\u00ed tu jenom banky. U n\u00e1s m\u00e1me p\u0159ece i nebankovn\u00ed sektor a ten je nejednou docela jin\u00fd ne\u017e ony prve zm\u00edn\u011bn\u00e9 finan\u010dn\u00ed instituce. A pokud se tu podnikatel pokus\u00ed z\u00edskat produkt jm\u00e9nem nebankovn\u00ed hypot\u00e9ka bez registru, m\u00e1 v\u0161e o pozn\u00e1n\u00ed snaz\u0161\u00ed. A to hned z n\u011bkolika d\u016fvod\u016f: Krom\u011b ji\u017e zm\u00edn\u011bn\u00e9ho nevaln\u00e9ho da\u0148ov\u00e9ho p\u0159izn\u00e1n\u00ed si toti\u017e lze p\u0159iv\u00e9st i spoludlu\u017en\u00edka, jen\u017e m\u016f\u017ee sv\u00fdm p\u0159\u00edjmem p\u0159isp\u011bt k atraktivit\u011b \u017eadatele. Spl\u00e1tky jsou nastavov\u00e1ny tak, aby je \u017eadatel byl se sv\u00fdmi p\u0159\u00edjmy schopen spl\u00e1cet. Nevad\u00ed ani \u017eadatel\u016fv n\u00edzk\u00fd v\u011bk. Nevad\u00ed ani lecjak\u00fd z\u00e1znam v registrech dlu\u017en\u00edk\u016f. Nemus\u00ed vadit ani na \u017eadatele uvalen\u00e9 exekuce. Nepo\u017eaduj\u00ed se \u017e\u00e1dn\u00e9 platby p\u0159edem. Jsou tu mo\u017en\u00e9 i \u00faroky srovnateln\u00e9 s t\u011bmi bankovn\u00edmi. V\u0161e se d\u00e1 vy\u0159\u00eddit bez zbyte\u010dn\u00e9ho pap\u00edrov\u00e1n\u00ed. Prov\u011b\u0159ov\u00e1n\u00ed \u017eadatele je eliminov\u00e1no t\u00edm, \u017ee se tato p\u016fj\u010dka poskytuje proti z\u00e1stav\u011b nemovitosti. P\u0159i\u010dem\u017e lze z\u00edskat a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny takov\u00e9 zastaven\u00e9 nemovitosti. Lh\u016fta splatnosti se m\u016f\u017ee pohybovat od jednoho roku a\u017e po dlouh\u00fdch t\u0159icet let. Ov\u0161em je samoz\u0159ejm\u011b mo\u017en\u00e9 v\u0161e kdykoliv p\u0159ed\u010dasn\u011b splatit. \u010clov\u011bk m\u016f\u017ee m\u00edt p\u016fj\u010den\u00e9 pen\u00edze na \u00fa\u010dtu i ji\u017e do \u010dty\u0159iadvaceti hodin po zasl\u00e1n\u00ed v\u0161ech sjednan\u00fdch podklad\u016f. Tak\u017ee sta\u010d\u00ed vlastn\u011b jenom vyplnit jednoduch\u00fd online formul\u00e1\u0159, poslat e-mailem n\u011bkolik fotografi\u00ed exteri\u00e9ru a interi\u00e9ru nemovitosti ur\u010den\u00e9 k z\u00e1stav\u011b a po p\u0159edschv\u00e1len\u00ed sta\u010d\u00ed u\u017e jenom zajet podepsat smlouvu nebo si pozvat zam\u011bstnance doty\u010dn\u00e9 nebankovn\u00ed spole\u010dnosti kv\u016fli podpisu k sob\u011b.Tak snadn\u00e9 to je. A tud\u00ed\u017e se nen\u00ed t\u0159eba v\u016fbec vzru\u0161ovat t\u00edm, \u017ee i tady \u010dlov\u011bku nahl\u00ed\u017eej\u00ed i do registru dlu\u017en\u00edk\u016f. By\u0165 je tato p\u016fj\u010dka podle sv\u00e9ho n\u00e1zvu \u201abez registru\u2018.                                                                                                                                                                                                                                                                                                                                                                                          4.6\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebojte se j\u00edt si p\u016fj\u010dit","item":"https:\/\/www.sabisro.cz\/nebojte-se-jit-si-pujcit\/#breadcrumbitem"}]}]